Making Money Online

There are many stories today of people working from home and making money online and many of those stories are at least true in part, even if they may not always make as much as they claim. One of the most popular ways to make money online is to have a blog. There are many websites today that can tell you how to get started and one of the better ones is one by the Real Michael J Fox. I say the real one because this is not a gimmick; it is the man’s real name, unlike the actor who just had that as his stage name.

In order to start your own blog you will, of course, need your own website and so you will need a domain name for it and also need someone to host, placing it on the internet so that it can be seen. Although both of these things will probably cost you money, the cost is usually very little, depending on how large a website you want. You do not necessarily need someone to design and create the website for you as today, there are plenty of software options which will allow you to do that on your own, the most popular being WordPress. This is software which will translate your typed instructions into code which a PC can understand and therefore create the website as per your instructions.

It is then a matter of making your website popular as the more popular it becomes, the more money you are likely to make. As the most popular websites or blogs are ones which are updated regularly, it is probably best to create it on a topic you will be able to write plenty about and therefore avoid having to pay others to provide you with content. In order to make the website seen in the first place, it is best to use SEO which is the shortened term for Search Engine Optimization and is what is used to attract the attention of the search engines at the critical moment.

One of the main functions of SEO is to get a website placed at the top of any list produced by a search engine when an internet search is initiated and this is achieved with the use of keywords strategically placed in the content of the website. Without SEO, although a website will still appear on that list of results, it may be placed behind 200 other websites and so is unlikely to ever be seen, whereas SEO will certainly get the site on the first page if not top of that page.

The most popular websites are also well designed and so time should be spent in designing a website which is both pleasing to the eye and yet still fully functional and easy to use. The content of the blogs and other articles should be of high quality so as to ensure that the visitor has no problem in reading it and so will often return to the site to see if anything is new.

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Getting a Loan

Getting a Loan

Although the first place people think of to go to when they need a loan is a bank, sometimes there are alternatives to a bank which would be better to get a loan from in certain circumstances, like an urgent need for the money. Banks are of course the traditional place to get loans from but their procedures are sometimes somewhat slow and mean that although you may qualify for a loan under their criteria and you apply today, it could still be several days before the loan is approved, processed and you receive the money. This drawn out process is often too long for what someone needs the money for, perhaps an emergency of some sort but thankfully, there are other places where we can go to get a loan and getting the loan from there will be a lot quicker process, allowing us to have the loan amount in our hands the very same day as we ask for it.

These alternate money lenders though come under two categories, the licensed money lender and the un-licensed money lender. Although both may qualify you for a loan more easily than a bank would and although both will process your request very quickly; there is where their similarities end. In Singapore there is an official website that lists all the licensed money lenders to ensure that someone looking for a loan does not accidently approach an un-licensed money lender. Why Singapore are so careful in ensuring that people preferably use a licensed money lender is because an un-licensed money lender, often referred to as a loan shark, may charge borrowers an exceptionally high interest rate on the loan, one which all too often leaves the borrower in bigger trouble than they were in to start with. A licensed money lender on the hand has strict rules and regulations which they must adhere to in order to keep their license and these regulations include the maximum rate of interest they can charge on a loan. Not only are licensed money lender’s interest rates regulated but also are many of the other terms of the loan such as repayment times.

This means that a loan from a licensed money lender, although the interest rate may be a little higher, is very similar to a loan from a bank. As there are no rules regulating an un-official or un-licensed money lender, they can apply whatever interest they want and whatever repayment plan they choose, often leaving the borrower with impossible repayment targets to meet, forcing them to take a further loan at similar rates. In the worst scenarios these types of loan can end up in an almost endless cycle of payment of extremely high interest charges. It is therefore perhaps best that if you do want a loan; if you can afford to wait a few days, then go to your bank but if you can’t; go to a money lender but ensure that the one you go to is licensed.

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